Insurance Licensing NJ-Life-Producer : New Jersey Life Producer Exam

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Insurance Licensing NJ-Life-Producer Exam Syllabus Topics:

Insurance Licensing New Jersey Life Producer Sample Questions:

1. Mortgage redemption or cancellation insurance is a form of what type of insurance?

A) Level premium whole life.
B) Decreasing term.
C) Increasing term.
D) Level premium universal life.

2. An insurance company, owned by its stockholders who have contributed to its capital and surplus and to whom dividends are paid, is known as

A) A mutual company.
B) A reciprocal company.
C) An assessable company.
D) A stock company.

3. Which of the following retirement plans is not restricted to contribution limits set by the IRS?

A) 401(k).
B) Roth IRA.
C) Individual annuity.
D) Individual Retirement Plan.

4. In New Jersey, an insurance company formed in New Jersey with offices in New York is a

A) Domestic insurer.
B) Mutual insurer.
C) Alien insurer.
D) Foreign insurer.

5. The policy feature that makes universal life different from whole life insurance policies is its

A) Settlement options.
B) Flexible premium schedule.
C) Assignment options.
D) Fixed face amount.

Solutions: