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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. The type of annuity in which all payments cease upon the death of an annuitant is referred to as a

A) finite annuity.
B) life annuity.
C) refund annuity.
D) terminal annuity.

2. An insured receives a notice from the insurer that the policy has been cancelled in the middle of the term.
Which of the following policies did the insured MOST likely have?

A) Optionally renewable.
B) Conditionally renewable.
C) Cancelable.
D) Term.

3. Term life insurance differs from permanent life insurance in that MOST often, term life insurance

A) accumulates a much smaller cash value.
B) remains in force for a specific period of time.
C) has a longer premium payment period.
D) is automatically renewable at the end of the term period.

4. Transacting insurance includes any of the following EXCEPT

A) delivering insurance contracts.
B) preliminary negotiations.
C) selling insurance.
D) gathering prospective buyer information.

5. In addition to the actual policy, an entire contract includes which of the following?

A) Credit report.
B) The application.
C) Provisions.
D) Clauses.

Solutions: