Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 22, 2026
  • Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Insurance Regulation12%- Title insurance law requirements
  • 1. Examination of title required
    - Company regulation
    • 1. Unfair claims settlement practices
      • 2. Rates regulation
        • 3. Solvency requirements
          - State regulation
          • 1. Commissioner's general duties and powers
            - Unfair trade practices
            • 1. Defamation
              • 2. Boycott, coercion or intimidation
                • 3. False advertising
                  • 4. Unfair discrimination
                    • 5. Twisting
                      • 6. Rebates and inducements
                        • 7. Misrepresentation
                          - Federal regulation
                          • 1. Fair Credit Reporting Act
                            • 2. Fraud and false statements (18 USC 1033/1034)
                              - Producer regulation
                              • 1. Charges for extra services
                                • 2. Unfair inducements and marketing practices
                                  • 3. Prohibited acts
                                    • 4. Record keeping
                                      - Licensing
                                      • 1. Persons to be licensed
                                        • 2. Title producer additional requirements
                                          • 3. Renewal
                                            • 4. Cease and desist orders
                                              • 5. Reporting of actions
                                                • 6. Expiration
                                                  • 7. Revocation, suspension, nonrenewal or denial of license
                                                    • 8. General requirements
                                                      • 9. Maintenance and duration
                                                        • 10. Assumed names
                                                          • 11. Licensing process
                                                            • 12. Disciplinary actions
                                                              • 13. Appointment procedures
                                                                • 14. Address change
                                                                  • 15. Continuing education
                                                                    Topic 2: Title Insurance Principles- Policy structure
                                                                    • 1. Schedule B exceptions
                                                                      • 2. Endorsements
                                                                        • 3. Schedule A
                                                                          • 4. Exclusions
                                                                            • 5. Conditions and stipulations
                                                                              • 6. Insuring provisions
                                                                                - Risks covered by title insurance
                                                                                • 1. Errors by producer
                                                                                  • 2. Errors in public records
                                                                                    • 3. Hidden off-record risks
                                                                                      - Title insurance policies
                                                                                      • 1. Loan policy
                                                                                        • 2. Commitments
                                                                                          • 3. Owner's policy
                                                                                            • 4. Enhanced policies
                                                                                              • 5. Leasehold policy
                                                                                                - Insurable interests
                                                                                                • 1. Life estate
                                                                                                  • 2. Fee simple estate
                                                                                                    • 3. Leasehold estate
                                                                                                      • 4. Easements
                                                                                                        - Title search techniques
                                                                                                        • 1. Chain sheet
                                                                                                          • 2. Computer index
                                                                                                            • 3. Hard copy index
                                                                                                              Topic 3: General Insurance Concepts3%
                                                                                                              Topic 4: Title Exceptions and Procedures for Clearing Title21%- General exceptions
                                                                                                              - Property-related issues
                                                                                                              • 1. Attachments
                                                                                                                • 2. Mineral rights
                                                                                                                  • 3. Equitable interests
                                                                                                                    • 4. Water rights
                                                                                                                      • 5. Condominiums
                                                                                                                        • 6. Surveys
                                                                                                                          - Liens and encumbrances
                                                                                                                          • 1. Voluntary liens
                                                                                                                            • 2. Involuntary liens
                                                                                                                              • 3. Taxes and assessments
                                                                                                                                • 4. Judgments
                                                                                                                                  • 5. Federal liens

                                                                                                                                    Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                                                                                                                                    1. Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

                                                                                                                                    A) marketing
                                                                                                                                    B) pre-closing
                                                                                                                                    C) disbursement
                                                                                                                                    D) post-closing


                                                                                                                                    2. A real estate interest that passes at death by operation of law to the surviving title holder is known as

                                                                                                                                    A) fee simple estate.
                                                                                                                                    B) joint tenancy.
                                                                                                                                    C) tenancy in common.
                                                                                                                                    D) real estate contract interest.


                                                                                                                                    3. All of the following are subject to false advertising regulations EXCEPT

                                                                                                                                    A) statements.
                                                                                                                                    B) letters.
                                                                                                                                    C) gifts.
                                                                                                                                    D) circulars.


                                                                                                                                    4. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

                                                                                                                                    A) general warranty deed
                                                                                                                                    B) quitclaim deed
                                                                                                                                    C) trustee's deed
                                                                                                                                    D) deed in trust


                                                                                                                                    5. When a land owner uses his land as security for a loan, the encumbrance created is called

                                                                                                                                    A) a promissory note.
                                                                                                                                    B) an involuntary lien.
                                                                                                                                    C) a special security.
                                                                                                                                    D) a mortgage.


                                                                                                                                    Solutions:

                                                                                                                                    Question # 1
                                                                                                                                    Answer: D
                                                                                                                                    Question # 2
                                                                                                                                    Answer: B
                                                                                                                                    Question # 3
                                                                                                                                    Answer: C
                                                                                                                                    Question # 4
                                                                                                                                    Answer: A
                                                                                                                                    Question # 5
                                                                                                                                    Answer: D

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