Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is NOT effective with a Quit Claim Deed?

A) Remove clouds on title.
B) Warranty of title.
C) Conveyance of title interest.
D) Stops grantor from asserting rights.

2. A deed was properly completed and executed. Title to the property passed when the deed was

A) signed.
B) acknowledged.
C) recorded.
D) accepted by the grantee.

3. The MAIN purpose of insurance is to

A) reduce risk.
B) transfer risk.
C) alter risk.
D) retain risk.

4. Which of the following is excluded from coverage in the standard owner's policy?

A) any law, ordinance, or governmental regulation without filed notice
B) lack of a right of access to and from the land
C) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
D) recorded documentation on the title to real property without acknowledgment

5. What requirements define which closing costs are allowable as charges to the borrower?

A) ALTA
B) State
C) FHA
D) RESPA

Solutions: